The CERB supports Canadians by providing financial support to employed and self-employed Canadians who are directly affected by COVID-19.
It provides a payment of $2,000 for a 4-week period (the same as $500 a week) for up to 16 weeks.
After you apply, you should get your payment in 3 business days if you signed up for direct deposit. If you haven’t, you should get it in about 10 business days.
Applications open April 6, 2020. There are two ways to apply:
If you apply for CERB through the CRA, you will need to re-certify that you’re still eligible for the program every 4 weeks. If you apply via Service Canada, you need to follow their directions about reporting your income.
Application Instructions – via phone:
Before you call, please ensure you have the following information:
To verify your identity, you’ll need
- your social insurance number (SIN)
- postal code
If you are calling the CRA on behalf of someone else, you must be an authorized representative
Application Instructions – online application:
Before you apply for CERB online, you must have an active CRA My Account. For instructions on how to register, please click here.
Once you have logged in via your CRA My Account:
1. Go to COVID-19: Canada Emergency Response Benefit in the alert banner at the top of the page
2. Select the period you want to apply for
3. Declare that you qualify for the benefit
4. Confirm your payment information online
To be eligible, you must meet the following requirements:
You cannot apply for the CERB with CRA if you already applied through Service Canada
If you have already applied for Employment Insurance (EI) or for the CERB through Service Canada, you cannot apply for the CERB with the CRA.
If you are applying for the CERB for the first time, and not sure where to apply, answer the questions under Get Started, on the Canada Emergency Response Benefit page.
The CERB is now available if you earned $1,000 (before taxes) or less during an eligibility period. If this applies to your situation, you may be eligible to apply for a previous period, starting March 15, 2020.
Get more details under Who can apply.
Eligibility periods are fixed in 4-week periods.
If your situation continues, you can re-apply for CERB for multiple 4-week periods, to a maximum of 16 weeks (4 periods).
If you start working again after you get a CERB payment, and then stop working, you need to re-apply for the CERB. When you re-apply, you must confirm that for at least 14 days in a row, during the period you are applying for, you won’t receive:
- employment income
- self-employment income
- provincial or federal benefits related to maternity or paternity leave
|4-week period cycle
||March 15, 2020 to April 11, 2020
||April 12, 2020 to May 9, 2020
||May 10, 2020 to June 6, 2020
||June 7, 2020 to July 4, 2020
||July 5, 2020 to August 1, 2020
||August 2, 2020 to August 29, 2020
||August 30, 2020 to September 26, 2020
After you apply
If you are eligible for the CERB, you can expect $2,000 ($500 per week) for a 4-week period.
The CERB is paid by direct deposit or by cheque if your direct deposit information is not on file.
After you apply, you should get your payment in 3 business days if you signed up for direct deposit. If you haven’t, you should get it in about 10 business days. If your situation continues, you can re-apply for a payment for multiple 4-week periods, to a maximum of 16 weeks (4 periods).
These benefits are taxable
You will need to report any payments received on next year’s tax filing. An information slip will be made available for the 2020 tax year in My Account under Tax Information Slips (T4 and more).
Return or repay CERB
You may want to return or repay the CERB if you:
- return to work earlier than expected
- applied for CERB but later realize you’re not eligible
Information courtesy of The Government of Canada .